ABOUT.
EXPERIENCED, CARING, STRAIGHTFORWARD
I’ve been helping Arizona Clients with serious IRS and other debt problems since 2003. During that time, I’ve had the chance to help thousands of people settle/challenge/bankrupt millions of dollars of IRS debt.
After spending months and even years struggling with their IRS debt problem, Arizona Clients come to me for straightforward advice…and detailed, streamlined, and experienced representation.
If you’re reading this, you probably have some serious tax debt, possibly some other debt… and you’ve been struggling. Installment agreement attempts, ignoring the problem when you could, maybe even a filed and failed “offer in compromise”…or two.
The most important thing to do now, is to have someone like me review your situation and discuss your real options, pros and cons, before you move forward again in an attempt to resolve the situation.
If you want to speak with me…for free…look to the upper right of this page and click on the “schedule" a free discussion button. Set up a 30 minute call, bring your memory, and we’ll talk about your history, answer some of your questions, and discuss how IRS options work.
WHY THE PRACTICE IS DIFFERENT
Phone Call
The analysis starts with a phone call during which I ask a number of questions, get a feel about where you’ve been and where may be headed, explain how things work generally, and answer some of your questions. The call is free and you can set it up by setting up a free 30 minute call.
IRS History Review
Once the call is complete, clients provide me with an IRS “8821” form that allows me to review the irs history and situation, debt amounts, missing/required return issues, collection status, general bankruptcy dates, collection statute dates. This review helps in determining whether a bankruptcy may be worth further discussion.
Financial Situation Review
While I’m looking at the IRS history and gathering documents from the IRS, the Client fills out a short worksheet that contains info about income/budget/assets and other important items, I ask some questions based on this worksheet and often for some documents related to it.
Discussion
Once everything has been provided and reviewed, I discuss the options in more depth with the Client…pros/cons and scenarios - all in an effort to help the Client make a decision about whether using bankruptcy may be a better choice in the long run than continuing the IRS “struggle”.
Honest Analysis
I tell clients the truth about options, even when that means they don’t need my help.
The truth is that most people with serious IRS debt, don’t have a great option at least not at first. The majority of people with IRS debt end up in an installment agreement as a result, and that installment agreement is often “full pay”.
What you really need is someone who tells the truth about that and doesn’t charge you large fees based on the hope that the debt will go away, when in reality, the solution is something you may be able to handle on your own or at least…a lot less expensively.
“Flat”/Reasonable Fees
Most fees are charged as flat fees. Once the “review” process is complete, I set a flat fee to represent you in attempting to bring the “plan” to fruition.
Not Every Case
I’ve been helping Clients with serious IRS debt problems for more than 25 years and am able to limit my practice to helping Clients who I think have a real shot at eliminating the IRS debt and other debt via bankruptcy. I don’t take every case and not every potential client will make the choice to use bankruptcy.
Licensed/Local Attorney
I passed the Arizona Bar Exam way back in 1997. This means something in the IRS debt resolution world in that I have to take care of that license. I have to do what I say I’m going to do, be completely transparent about fees, your situation, and my involvement. My clients are all Arizona Residents.
Bankruptcy - Limited Practice
Although I’ve helped many Clients used bankruptcy to deal with IRS and other debt over the years with success, I still consider it a “last resort”. It is used far more often than one would think however, and for many people with IRS debt, it ends up making the most sense more often than you’d think. When I review the “facts” during the review process, I’m comparing settlement options to bankruptcy and we discuss the pros and cons of each.
Remote Representation
I represent clients remotely. All clients must be able to scan/fax/mail items and use an online office management program called “mycase”. Communication and representation is streamlined and direct and fees are often less as well as a result of this system.
PRACTICE AREAS
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IRS AND FINANCIAL "ANALYSIS"
Every Client’s IRS history and finances are reviewed and used to determine options and pros/cons of each. This is necessary step and the most important step in the process.
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INSTALLMENT AGREEMENT HELP
Sometimes a bankruptcy case makes the most sense but some of the IRS debt hasn’t reached it’s necessary discharge “dates”. I help clients who need to deal with the IRS debt arrange installment agreements with the IRS to prevent IRS levy during the waiting period.
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TAX RELATED BANKRUPTCY
IRS debt can be discharged in bankruptcy and as a last resort, bankruptcy can make real sense. A thorough analysis must be done first and the bankruptcy must be closely compared to other options before the decisions to use it is made.
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POST BANKRUPTCY IRS LIEN ISSUES
IRS liens survive bankruptcy discharge. So if your underlying debt obligation to the IRS is removed, the lien will survive and remain “attached” to the assets you owned on the date of filing. Post bankruptcy the IRS may work with you to resolve the lien if necessary.